Universal Banks
Offering a combined capability, spanning Retail Banking, Corporate Banking and other sectors in a single bank.
Universal Banks Solution
Many banks have different divisions offering services and products to different kinds of customers. Although the business requirements for each sector can be different, Temenos offers a series of integrated software products from a single technology platform that enables you to leverage core competencies to serve multiple different business sectors.
Retail Banking
Temenos provides retail banks with agility and freedom to innovate front-to-back using the latest cloud and API technology.
Corporate Banking
Assemble cross-product line solutions incorporating FinTechs for corporate customers linking directly to their financial systems using open APIs.
Wealth Management & Private Banking
Engage, build and deliver wealth plans with your clients to help them achieve their wider financial goals using the latest in AI and modern cloud technology.
Measurable Success
41
41 of the top 50 banks run Temenos
500 MILLION
500 million end users rely on Temenos for banking
24 MILLION
Largest client has 24 million accounts
Products

read success story“Without the Temenos platform, we could not have done business.”
Changez Jan, Head of Operations, Singapore – ABN-AMRO
Customer Success Stories
Al Khaliji Bank – Success Story
Looking to consolidate its fragmented systems and maintain growth, Al Khaliji upgraded to the Temenos Transact platform.
Allied Bank – Success Story
Allied Bank worked with Temenos to implement all-new core banking solutions, and gained an in-depth, centralised view of client information that can also support its thousands of branches.
Arab Tunisian Bank – Success Story
Temenos solutions will help ATB launch innovative new digital products and build towards its strategic goal of increasing revenues by 40 percent in 2020.

read success story“The implementation of the integrated Temenos solution in such a short timeframe was made possible by extremely efficient project planning and execution, impeccable professionalism and the fact that 85% of our requirements were met out-of-the-box. With Temenos Transact, we now have a modern platform that integrates with any external system and has the flexibility and scalability to grow with us.”
Fahad Al Khalifa, Group CEO – Al Khaliji Bank
You’re in Good Company
Temenos Platform
Related Insights
EIU and Temenos: The Evolution of Intelligent Banking
The Economist Intelligence Unit (EIU), on behalf of Temenos, surveyed 405 global banking executives on the changes they see taking place in their industry to 2020 and 2025, their organizational response, and the longer-term impact on their strategic development.
Forbes Report – The Next Generation Wealth Manager
To develop a full understanding of the qualities that will propel wealth managers successfully into the future, one must start with the client — high-net-worth individuals (HNWIs) and mass-affluent investors, both of whom bring to the table a tech-forward attitude and the will to grow their assets.
Latest News
The Temenos Value Benchmark – Maximizing Business Value From Your Investment in Information Technology
We all know that disruptive technologies like Cloud/SaaS, Microservices, APIs and AI are having a profound impact on the way banking services are delivered and consumed today. This is leading to the twin trends of digital and open banking, and hence changing the very structure of the banking value chain. Meanwhile, non-traditional entrants like the technology giants, neo-banks and fintechs, are leveraging these technologies to compete in banking, and that too with a cost base 30-60% lower than incumbent banks.
How Digital is Transforming Banking Customer Experience (CX)
We have seen a huge transformation in banking customer experience as banks attempt to differentiate themselves from their banking competitors.
Catching Up – More Changes to Regulation CC
On June 24, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board issued an amendment to Regulation CC, which also resulted in an amendment to Regulation DD.…